Credit Exposure

A naked and drunken woman boards a cab in London one night.
 
The Gujju driver keeps staring and does not start the cab.
 
Woman : Haven't you ever seen a naked woman before???
 
Gujju Driver : I am not staring at you lady ..... just wondering where you kept money to pay !
 
Moral: That is what most of the American and European banks failed to do (ie) Assessing repayment capacity before taking exposure !! 
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